2016 1.0L Focus Sudden Oil Pressure Loss

My 2016 Ford Focus SE with the 1.0L Ecoboost Turbo suffered sudden oil pressure loss while driving. It was towed to a mechanic, and they discovered the engine was seized. I researched this issue on the web and it seems very common in this engine. Has anyone else had this issue? What did you do? I cannot afford the $5000 the dealer wants to put a new engine in the car. Will Ford help me out since I am the second owner?

Thanks for any help.

Walt