Replying to another question, Karad said quoting RBI data, gross non-performing assets (NPAs), including those associated with Prime Minister Employment Generation Programme (PMEGP), of scheduled commercial banks (SCBs) was Rs 9,33,779 crore (Gross NPA ratio of 9.07 per cent) as on March 31, 2019, Rs 8,96,082 crore (Gross NPA ratio of 8.21 per cent) as on March 31, 2020 and Rs 8,35,051 crore (Gross NPA ratio of 7.33 per cent) as on March 31, 2021.
