does insurance claim mean increased premiums? (7 replies)

I have a blocked storm drain drain in the garden. My buildings insurance covers this and any root cutting for an excess payment of 75 quid. . Or I could call out a drain clearing company at my own expense. Probably 2 to 300 quid if I am lucky
Anyone know if a claim would significantly bump up my premium.

A mate came and rodded it but couldn't budge it. Fairly clear that the blockage is on neighbours side but she is disputing this mainly as the effect of the blockage doesn't affect her