SAVE plan ending 2025: 7 million student loan borrowers face higher payments as SAVE plan ends. Millions could see their monthly payments spike. The SAVE plan let some pay $0 a month and get forgiveness in 10 years. The plan is ending after legal challenges and states arguing it shifts costs to taxpayers. Interest has resumed, and full repayment rules are unclear. By 2028, options shrink, forgiveness timelines stretch, and PSLF rules tighten.
