Problems with Gambling
I was addicted to the Fruit machines, when I was younger and regularly spent my wages in them on pay day, which was pretty depressing. So I fully understand that horrible feeling.
I see people at work on their phones, betting on under 18 teams in China, that they've never heard of. Occasionally they'll tell you how much they've won, but you never hear about the losing bets. The gambling actually prevents them from working.
There was a clip on the news yesterday about a 'Hidden epedemic' of gambling addicts, and I really don't think it's that hidden.
What does everyone class as a problem ?
For me, mortgage aside, if you've got unpaid debts and are gambling, I think I'd treat that as an indicator.