Sickness benefits (28 replies)

Don't know if anyone can help here but I know there is a font of knowledge on here and the phone line to citizens advice is permanent engaged.

After 30 years of self employment and 40 years in total plastering and decorating, my shoulder is shot. It's been getting gradually worse and for the last year or so I have been having steroid injections in it plus numerous private physio sessions.

But it looks like the time has come for a rotor cuff operation and maybe a bit of my top rib removed?!
I have been told 3-4 months off work then gradual back to work.

I can't really afford that amount of time of work without pay and my private insurance only covers me for injuries caused by accidents not wear and tear.
Looking on the Internet it seems I can claim for something called ESA but I will only get around 80 quid a week even if I have paid full stamp, which I have.

I have never had to claim anything in 30 years self employed and I'm wondering if this info is correct or there is anything else I can try and get? 80 notes ain't going to get me far.

Still got mortgage, council tax, bills ect to pay and my wife only works P/T. Kids have left home.

Thanks in advance.